Clarity in your taxes.
Confidence in your credit.
A legacy in your name.
Carter Cole & Associates is a Detroit-based firm helping individuals and business owners file smarter, repair and build credit, form compliant businesses, and keep clean books — all under one roof. Our tax division, SmartTaxIQ, handles everything from a single W-2 to a multi-member return.
- 23+
- Years in business
- Hundreds
- Businesses launched
- 11
- 5-star reviews
Serial entrepreneur, tax professional, and credit strategist.
Tax season is handled by our tax division
Licensed preparers, active PTIN and EFIN credentials, secure document upload, accuracy guarantee.
One firm for the money decisions that shape your future
Most people are handed off between a tax preparer, a credit company, a registered agent, and a bookkeeper — and none of them talk to each other. We built Carter Cole & Associates so that all of it sits in one place, with one person who knows your whole picture.
We file it
Personal, self-employed and business returns prepared by licensed professionals through SmartTaxIQ.
We fix it
Credit reports analyzed, inaccurate items disputed, and a real profile built in their place.
We form it
LLCs, S-corps and nonprofits set up correctly — with the compliance calendar to keep them standing.
We keep it clean
Monthly bookkeeping and payroll so your numbers are always ready for a lender, a buyer, or the IRS.
Seven services, one coordinated strategy
Start with whatever is most urgent. Everything else connects to it — because your entity affects your taxes, your taxes affect your credit, and your credit decides what you can build next.
Not sure where to start?
Most people aren’t. Book the consultation and we’ll tell you which of these you actually need — and which you don’t.
Three steps, no mystery
You should never wonder what stage you're in or what it's going to cost. Here's exactly how working together goes.
Book a consultation
A no-cost conversation about where you actually are — income, filings, credit, entity, goals. No sales pitch, just a read on the situation.
Get a written plan
We come back with the specific moves: what to file, what to fix, what to form, and in what order. You'll know the cost and the timeline before anything starts.
We do the work with you
Returns filed, disputes sent, entity formed, books cleaned. You stay informed at every stage and never wonder what's happening.
Licensed & credentialed
Active PTIN and verified EFIN. Your return is prepared by a qualified professional, not seasonal help.
Accuracy guarantee
Every return is reviewed for precision and compliance, and we stand behind the work we file.
Secure digital process
Upload, review and sign through an encrypted client portal. Your information stays protected.
Plain-language answers
We explain the return, the score, and the strategy in language you can actually act on.
The work speaks, but our clients say it better
Rated excellent across independent reviews — for credit turnarounds, clean returns, and businesses launched the right way.
“I was going through a rough time and my credit score was a 499. Since I have been working with her my credit is now 625, from January until now. I would definitely recommend her company.”
“She helped me take my credit score from 420 to 740 in just a few months — and went back to fix my taxes from previous years too. She filed my amendments, found deductions I didn't even know I missed, and made sure I got the max return.”
“Lashanda's been doing my taxes for years and I trust her completely. She breaks everything down so it's easy to understand and never misses a detail.”
Ready to get clear on your money?
Start with a complimentary consultation. We'll look at where you stand — taxes, credit, entity, books — and tell you plainly what to do next.
Monday – Thursday, 9:30am – 5:00pm ET · Every inquiry answered within 2 business days.
